Should you get Pet Insurance this year? Tips for the Filipino Pet Parent

In this month’s article, we’re breaking down a few common misconceptions about pet insurance.

There are tons of myths about pet insurance. Those who go without pet insurance often have misconceptions about insurance costs and coverage. But did you know that coverage like the BDO Pet Dog and Cat Insurance plan offers adorable options and can save you on vet bills in the long run?

In this month’s article, we’re breaking down a few common misconceptions about pet insurance. 

Misconception #1: My pet cannot get insurance if they’re an aspin or puspin. 

False! All dogs and cats can be insured as long as they have a pet book and are between three months to six years old. 

Misconception #2: I can use my pet insurance to file for reimbursement for vet checkup and vaccination fees. 

False! The BDO Pet Dog and Cat Insurance plan only applies to pet expenses for the covered list of accidental injuries or illnesses. 

Misconception #3: My pet insurance can only be used at clinics with partners with BDO. 

False! All legally licensed and accredited vets and clinics are acceptable for the insurance plan. 

Misconception #4: My insured pet is already six years old so their coverage will expire by next year. 

False! The Pet Dog and Cat Insurance plan is renewable until your pet reaches 12 years old as long as your pet is continuously insured since the age of six! 

Misconception #5: I can use one insurance plan for all the pets in my household. 

False! Only the pet dog or cat enrolled is covered by the insurance plan and it is not transferable. 

Misconception #6: Senior citizens cannot be insured pet owners. 

False! The eligibility age for insured pet owners is 18-70 years old! 

Misconception # 7: Insurance is only useful if my pet is already sick. 

False! Actually, insurance becomes most useful for unexpected costs like accidents and fractures or even chronic conditions that start later. 

Pet insurance covers every illness out there. 

False! While the BDO Pet and Cat Insurance plan is comprehensive, there are only certain covered illnesses and injuries. Coverage can also adjust based on what type of insurance plan you get. 

Want to know more about insurance and the BDO Pet plan? Visit their website or call 8848-2364. 

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